Should I follow up with another email? Should I call? Should I just let it be? Anyone else have experience with this company? They’re the worst, I just want it to be gone and move on.Progressive leasing option provides a unique, no credit needed 1 solution. Obnoxiously low I know but I figured they’d give me something back. After some research on another board (read: posters who successfully negotiated a PFD) I emailed AcceptanceNow a month ago offering 20% of the CO amount of 2500 for a PFD. I could honestly let this CO just fall of in spring 2024 since it’s closed and so old but it keeps nagging at me. Good job, back on track financially and building up credit wise (640 and expecting it to rise once my last collection is deleted and two new credit cards with a zero balance are finally reported). I got about 70% paid off before falling behind and it being subsequently charged off in 2017.
Credit took a nose dive when ex husband maxed out credit cards to fund his bachelor pad, so without a lot of options and needing furniture (kids) I turned to AcceptanceNow at a big box store. Got another job with a significant pay cut. Had a gnarly divorce in 2016 and was laid off at the same time. If they are not keeping the appropriate and legal paperwork, they are not allowed to list that account on your reports.Įnjoy the Wiki? Join the community in our main reddit! They are required to keep records that allow them to list that negative information on your report.
Acceptance now pay off mod#
No academic studies / surveys without approval - All surveys / studies must have prior r/credit mod approval and must have IRB approval. This includes buying tradelines, CPNs, etc. No promoting fraud - Posts or comments encouraging others to commit fraud will be removed and will result in a permanent ban. Attempts to work around automod will result in a permanent ban. Please see the wiki to see the general r/credit consensus on using such companies. No credit repair company / services posts - No posts asking about hiring a credit repair company or service are allowed. Violation is an immediate and permanent ban. This sub-reddit is for sharing information directly in the community. No Self-promotion - No self promotion of your services, products, videos, etc. No Link Shorteners/Referrals - Any use of a link shortener or referral will result in an immediate and permanent ban. Insults, slurs, name-calling, going off topic, personal attacks, etc. You will not be welcome in this sub if you attack others. Don't Shame Others / Name-calling / Personal Attacks - Everybody makes mistakes in their life and this platform is here for us to work together to correct them.Please keep these general guidelines in mind when participating in r/CRedit Consider checking out these reddits to do just that! Getting your credit in order sometimes requires you to also get a reign on your life overall. Medical Collections Information / Guide.Discover, Amex, Wells Fargo, and other banks / credit unions provide various FICO scores for customers.Credit Score Card - FICO 8 Experian by Discover.We are here to support you if you need an advice on closing/opening a credit card, removing negative information from your report, qualifying for a new card/mortgage/loan, investigating unknown information on your report and much more. R/CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood.
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